AS AN ESTABLISHED ENTREPRENEUR

are you used to row your own boat. Smell opportunities, see possibilities, or create. You rely on your own strength. But sometimes it just doesn’t work.
Due to illness, breakdown, or unforeseen circumstances, such as a large order that is canceled or a customer who does not pay. Every entrepreneur sometimes goes through a phase when his or her business is not going well. Then it is good to know that you can contact Bureau Zelfstandigen Fryslân.

Advice & guidance

Have you always had the idea of starting your own business, but weren’t sure how to go about it?

Financial support

Bureau Zelfstandigen Fryslân can support you financially if your starting with a social assistance benefit.

Quit as an entrepreneur

At some point, you may be thinking of closing your business. There’s a lot to consider. Emotionally, but also financially!

Debt counseling

Has the income from your company fallen sharply due to the corona pandemic or were there already business problems before that?

CAPITAL

Assets do not stand in the way of a benefit or credit through Bureau Self-employed Fryslân. But if you can take out a loan from a bank because of the amount of your equity, this takes precedence.
There are limits to your assets that determine whether the benefit you receive under the Bbz2004 is provided as a loan or whether you may not have to repay the assistance*.

The amounts of the capital limits are re-established every six months, but are approximately:

  • If your equity exceeds €192,172, the assistance always consists of a loan.
  • Up to an equity capital of approximately € 45,728, you may not have to repay the assistance.
  • Between these two limits, you may not have to repay the assistance* if the equity is less than 30% of the total assets. If this is more than 30%, the assistance is always a loan. The total capital consist of all your assets.

If you receive a benefit under the “oudere zelfstandige” scheme, the capital limit is € 134,521. Above this limit, the assistance is always a loan. Below this limit you may not have to repay the assistance*.

* Depending on the business results achieved, it will be determined after the end of the financial year whether or not you have to repay the payment. We call the calculation of income the final determination.

DETERMINATION OF INCOME

Have you received a benefit through Bureau Zelfstandigen Fryslân? Then we will determine at the end of the financial year whether or not you have to repay the benefit. For this you submit the annual figures and the tax return. The benefit is always a supplement to the social assistance level on your income and that of your partner or other co-residents. If you have had more income than the social assistance level, you must repay this part. If you have had less income, below social assistance level, you will receive a supplementary payment. We call the calculation of income the final determination.

BZF SERVICE SCAN

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